What is Malaysia My Second Home (MM2H)?
Malaysia My Second Home (MM2H) is a prestigious international residency program initiated by the Government of Malaysia that allows foreign nationals from recognized countries to stay in Malaysia on a multiple-entry Social Visit Pass for an initial period of 5 years, renewable for another 5 years or more. This program has positioned Malaysia as one of the most attractive retirement and long-stay destinations in Southeast Asia.
Launched in 2002, the MM2H program has welcomed participants from over 131 countries, with significant interest from China, Japan, Bangladesh, United Kingdom, South Korea, Singapore, Taiwan, and other nations. The program offers a unique opportunity to enjoy Malaysia's tropical climate, modern infrastructure, affordable cost of living, excellent healthcare, and multicultural society.
The MM2H program underwent significant revisions in 2021, with updated financial requirements and eligibility criteria. These changes were implemented to attract higher-quality participants who can contribute more significantly to the Malaysian economy. Despite the increased requirements, Malaysia remains one of the most accessible and attractive long-term stay programs in Asia.
MM2H Program Highlights
Eligibility Requirements
To qualify for the MM2H program, applicants must meet specific criteria established by the Malaysian Ministry of Tourism, Arts and Culture. The requirements are designed to ensure participants have the financial stability to support themselves during their stay in Malaysia.
General Eligibility Criteria
- Citizens of countries recognized by Malaysia
- Clean criminal record and no security issues
- Good health and free from infectious diseases
- Must appoint a licensed MM2H agent or apply through MM2H One Stop Centre
- Valid passport with at least 6 months validity
Age Requirements
There is no minimum age requirement for MM2H applicants. However, applicants below 35 years old must meet the same financial criteria as older applicants. Dependents can be included:
- • Spouse (legally married)
- • Unmarried children below 34 years old
- • Parents above 60 years old (on Long Term Visit Pass)
- • Disabled children (any age)
Excluded Countries
Citizens of Israel and countries not recognized by Malaysia are not eligible for the MM2H program. Additionally, nationals from countries with diplomatic tensions may face additional scrutiny or restrictions.
Financial Requirements
The MM2H program has specific financial requirements that vary based on the applicant's age. The 2021 revisions significantly increased these requirements to attract higher-value participants.
| Requirement | All Applicants (New Rules 2021) |
|---|---|
| Offshore Income | RM40,000/month (approx. USD 8,500) |
| Liquid Assets | RM1,500,000 (approx. USD 320,000) |
| Fixed Deposit | RM1,000,000 (approx. USD 215,000) |
| FD Withdrawal (After 1 Year) | Up to RM500,000 for approved purchases |
| Minimum Stay | 90 cumulative days per year |
Fixed Deposit Withdrawal Purposes
After the first year, participants may withdraw up to 50% of the Fixed Deposit for:
- Purchase of property in Malaysia
- Medical expenses in Malaysia
- Education for children in Malaysia
- Purchase of motor vehicle
MM2H Program Benefits
The Malaysia My Second Home program offers numerous advantages that make it one of the most attractive long-term residency programs in the world. Participants enjoy a wide range of benefits that enhance their quality of life in Malaysia.
10+ years renewable residency with multiple entry privileges
Foreign income is not taxed in Malaysia
Can purchase residential property above RM1 million
Tax exemption for importing one vehicle or purchasing locally
Can employ one domestic helper from approved countries
Access to world-class private healthcare at affordable rates
Stay as long or as little as you like (90 days min/year)
Can invest in businesses (with restrictions)
Children can study in local or international schools
Easy access to travel across Southeast Asia
What MM2H Does NOT Allow
- ×Employment in Malaysia (cannot work for Malaysian companies)
- ×Participation in activities detrimental to Malaysia
- ×Automatic path to citizenship or Permanent Residence
Application Process
The MM2H application process involves several stages and typically takes 3-6 months for approval. Applications must be submitted through licensed MM2H agents or directly through the MM2H One Stop Centre.
Engage Licensed Agent
Select a government-licensed MM2H agent to handle your application. Agents provide guidance and ensure documentation compliance.
Document Preparation
Gather all required documents including financial statements, medical reports, and personal documents. Ensure proper translation and attestation.
Submit Application
Your agent submits the application to the MM2H One Stop Centre along with processing fees and supporting documents.
Application Review
The Ministry reviews your application, verifies documents, and conducts background checks. Processing takes 90-120 working days.
Conditional Approval
Upon approval, you receive a conditional approval letter valid for 6 months to fulfill remaining requirements.
Fulfill Conditions
Open Fixed Deposit account, purchase medical insurance, and undergo medical examination in Malaysia.
Visa Endorsement
Submit proof of fulfilled conditions to receive MM2H visa endorsement in your passport.
Required Documents
| Document | Requirements |
|---|---|
| MM2H Application Form | Completed and signed by all applicants |
| Passport | Certified copies of all pages, min 18 months validity |
| Passport Photos | 8 photos (35mm x 50mm, blue background) |
| Financial Statements | 3 months bank statements showing RM1.5 million liquid assets |
| Income Proof | 3 months evidence of RM40,000/month offshore income |
| Marriage Certificate | If including spouse (translated and attested) |
| Birth Certificates | For all dependents (translated and attested) |
| Police Clearance | From country of origin, not older than 6 months |
| CV/Resume | Professional background and qualifications |
| Cover Letter | Personal letter stating reasons for choosing Malaysia |
Frequently Asked Questions
Can MM2H participants work in Malaysia?
No, MM2H participants cannot be employed by Malaysian companies. However, they can manage their own overseas businesses remotely, invest in Malaysian companies (without active management), or participate in approved part-time work after obtaining special permission.
What happens if I don't meet the 90-day stay requirement?
Failing to meet the minimum 90-day cumulative stay requirement may affect your renewal application. The government may refuse renewal if you cannot demonstrate genuine residence in Malaysia.
Can I convert MM2H to Permanent Residence?
MM2H does not provide a direct path to PR. However, after many years in Malaysia, you may explore other PR pathways such as investment-based or expertise-based applications separately.
What is the processing fee for MM2H?
Government processing fees are approximately RM5,000 per principal applicant, plus fees for dependents. Agent fees vary but typically range from RM10,000-RM25,000 depending on services included.
Can my children study in Malaysia under MM2H?
Yes, dependent children can study in Malaysian public schools, private schools, or international schools. There are over 150 international schools in Malaysia offering various curricula.
Is medical insurance mandatory for MM2H?
Yes, all MM2H participants must have valid medical insurance coverage in Malaysia. This can be purchased from Malaysian insurance companies and is a condition for visa endorsement.